How to Buy Bitcoin with a Credit Card

By | February 10, 2024

So you’ve heard about the wonders of Bitcoin. Perhaps a friend explained how this new digital currency can be used to buy things online, or perhaps you read an article on it. Either way, you might be wondering if it’s something you should invest in. Though you’ll need to purchase a small amount to begin – general – consensus is that Bitcoin is the future of money and investing in it now could see you grow your initial investment many times over in the coming years. First, let’s take a quick look at why everyone is talking about Bitcoin right now…

Can You Buy Bitcoin with Credit Card?

With the price of Bitcoin skyrocketing and mainstream media coverage reaching new heights, it’s no wonder that more and more people are wondering how they can get in on the action. Buying cryptocurrency might seem intimidating at first glance, but with this simple guide you can learn how to buy Bitcoin with a credit card in no time. If you don’t have much experience trading or investing in cryptocurrencies, buying them directly can seem like an uphill battle. You might be worried about giving third parties access to your personal financial information and afraid of getting hacked or scammed. However, once you understand the various ways to buy cryptocurrency without needing a bank account or exchange account, the process becomes much simpler. In this article we’ll cover some of the most common ways to buy Bitcoin using only your credit card.

Coinbase

If you’re looking to buy Bitcoin with a credit card, a great place to start is Coinbase. It’s one of the most trusted and reliable exchanges in the world, and it’s fully regulated by the government. There are a couple of things to keep in mind when using Coinbase, however. First, you’ll have to link a credit card to your account. This is a major downside of buying Bitcoin with a credit card, since you can’t withdraw your funds from your Coinbase wallet to an external BTC wallet. If Bitcoin’s price decreases significantly and you decide to sell it, you can’t transfer the funds out of Coinbase immediately. Once you transfer your Bitcoin to an external wallet, however, you can withdraw the funds to your credit card again and sell them for cash. Another potential downside to using Coinbase is that it charges a 1.49% transaction fee on all purchases made with a credit card. This fee can add up quickly if you decide to buy a large amount of Bitcoin.

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Coinmama

Another popular exchange that allows you to buy Bitcoin with a credit card is Coinmama. This site is a bit different than Coinbase, as it lets you buy cryptocurrency with a credit card without having a wallet. Coinmama works by letting you add funds to your account and then immediately selling those funds for Bitcoin. It’s an instant buy/sell service that lets you buy Bitcoin with a credit card without having to worry about managing an external wallet. Since you don’t have an external wallet, you can’t send your Bitcoin to an external wallet or sell it for cash. Instead, you’ll have to sell your Bitcoin back to Coinmama. This can be a bit risky, since it’s possible that Coinmama could run out of funds or decide to shut down its business. Coinmama charges a 5.9% fee on all purchases made with a credit card. This is higher than Coinbase’s 1.49% fee, but it might be worth it if you want to buy a larger amount of Bitcoin.

CEX.io

CEX.io is another popular exchange that allows you to buy Bitcoin with a credit card. It’s also one of the few exchanges that let you use credit cards to buy other cryptocurrencies. CEX.io is a bit more complex than Coinbase and Coinmama, so it’s not as beginner-friendly. It offers a wallet where you can store your Bitcoin and other currencies, though, so you don’t have to worry about not being able to withdraw funds from your account and sell them for cash. CEX.io charges a 0.2% fee on all Bitcoin and cryptocurrency purchases with a credit card. This is a bit higher than Coinbase’s 1.49%, but it’s drastically lower than Coinmama’s 5.9%. If you’re willing to do a bit of research and learn how to navigate CEX.io’s interface, you can get great value out of this exchange.

Shakepay

Shakepay is a Canadian-based cryptocurrency exchange that allows you to buy Bitcoin with a credit card. It’s a great option if you live in Canada and want to buy Bitcoin with a credit card. Unlike CEX.io, Shakepay only lets you buy Bitcoin with a credit card. Fortunately, it’s a much simpler platform, so it’s better for beginner traders. Shakepay charges a 0.75% fee on all purchases made with a credit card. This is slightly higher than CEX.io’s 0.2% fee, but it’s still much lower than Coinbase’s 1.49% fee. If you’re willing to trade in smaller amounts of Bitcoin and don’t mind paying the extra fee, Shakepay is a great place to buy Bitcoin with a credit card.

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Solid Trust LLC

If you’re looking to buy Bitcoin with a credit card and don’t live in Canada, you can use a service called Solid Trust LLC. This site acts as a middleman between you and an exchange, buying Bitcoin on your behalf and then transferring it to your wallet. This can be a great option if you want to buy Bitcoin with a credit card but don’t live near an exchange. It’s also a great option if you want to buy other cryptocurrencies with your credit card, but don’t want to deal with an exchange. With Solid Trust LLC, you submit your Bitcoin address and other information to let the site know where to deposit your funds. It will then purchase Bitcoin on your behalf from an exchange and deposit it into your wallet. This service is only recommended for advanced traders who know what they’re doing. While it can be a good way to buy Bitcoin with a credit card, it’s not a good idea to leave Bitcoin in an external wallet.

Wrapping up: Is buying Bitcoin with a credit card safe?

In short, buying Bitcoin with a credit card is a great way to get involved in the cryptocurrency market. As long as you make sure to use reliable exchanges and avoid sites that seem sketchy, there’s very little chance of getting scammed or hacked. One of the biggest advantages of buying Bitcoin with a credit card is that you can actually gain money by doing so. If Bitcoin’s price drops below what you paid for it, you can simply sell it for its current price. This way, you can essentially buy Bitcoin with a credit card for free. If you buy a smaller amount of Bitcoin and sell it before its price drops, you can even gain more money by holding onto it and selling it for a higher price.

Conclusion

Whether you want to buy Bitcoin or Ethereum, Credit Card is the easiest way to do it. If you don’t have an account with any of the exchanges mentioned above, you can create an account on any of them. There are plenty of ways to buy Bitcoin with a credit card. Whatever you decide to do, make sure you know what you’re getting into. Once you’re invested in the cryptocurrency market, you can’t simply pull your money out again. With that in mind, you might want to think of your investment in crypto as a long-term play. If you can hold onto your assets for a few years, you might be able to make a huge profit.

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