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Best Dog Insurance Plans for Seniors

By | January 7, 2024

The life of a senior can be trying on the best of us. Much of this stems from potential losses both in your personal and financial life. Unfortunately, these privileges also make you more susceptible to costlier risks as you age. It’s for this reason that many retired individuals take out insurance policies—whether that be home, auto, or pet coverage.

Thankfully, there exist several pet insurance plans specifically targeting seniors with dogs. Whether you own an elderly companion animal or have a young dog who has a lot of growing ahead of it, there is a plan tailored to suit your needs. However, not all pet insurance policies are created equal; each company has its own set of pros and cons based on your individual circumstances and needs. Here we explore three top dog insurance plans for seniors:

What Is The Best Dog Insurance Plan For Seniors?

The life of a senior can be trying on the best of us. Much of this stems from potential losses both in your personal and financial life. Unfortunately, these privileges also make you more susceptible to costlier risks as you age. It’s for this reason that many retired individuals take out insurance policies—whether that be home, auto, or pet coverage. Thankfully, there exist several pet insurance plans specifically targeting seniors with dogs.

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Whether you own an elderly companion animal or have a young dog who has a lot of growing ahead of it, there is a plan tailored to suit your needs. However, not all pet insurance policies are created equal; each company has its own set of pros and cons based on your individual circumstances and needs. Here we explore three top dog insurance plans for seniors:

Which Is The Best Dog Insurance Plan For Seniors?

The Pets Wellness Plan by Petsurance is easily one of the best senior dog insurance plans. It provides three main coverage options: Wellness, Accident, and Chronic Disease Management (CDM). All three plans offer unlimited claims and reimbursement for the cost of preventative-care visits. This includes routine blood testing, vaccinations, and check-ups at the vet.

The Wellness plan provides coverage for typical pet health issues including flea allergies, digestive problems, urinary tract infections, and skin problems. The Accident policy covers veterinary bills resulting from accidental injuries such as bites, car accidents (provided the dog is inside the car), as well as any emergency medical treatment needed.

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The CDM plan is tailored for senior canines living with a degenerative disease such as arthritis, kidney disease, or diabetes. It provides for preventative care visits as well as treatment.

Assured Senior Care By Assured

The Assured Senior Care plan is another excellent choice for elderly dogs with health issues. It offers a range of coverage options that include Preventative Care, Accident, and Chronic Care. The Preventative Care plan is geared towards providing regular health checks, flea and tick treatments, vaccinations, and spay and neuter services.

The Accident policy covers any emergency treatment needed as a result of an accident (such as a car crash), as well as any ongoing therapy associated with the injury. The Chronic Care plan is tailored towards canines who have a degenerative disease such as kidney disease, diabetes, or arthritis.

The plan provides for preventative care visits as well as treatment. The Assured Senior Care plan is one of the only dog insurance plans tailored specifically for the needs of elderly canines. This means it provides special coverage for conditions that are more common among senior dogs such as incontinence, arthritis, and joint pain. It is important to note that Assured does differentiate between “senior” and “geriatric”. The latter is for dogs over the age of 12, and often has a higher cost of insurance.

PetSecure Seniors Plan

The PetSecure Seniors Plan is yet another excellent dog insurance plan targeted towards older canines. It provides three coverage options: Preventative Care, Accident, and Respiratory Care. The Preventative Care plan provides for regular health checks, flea and tick treatments, vaccinations, and spay and neuter services.

The Accident policy covers any emergency treatment needed as a result of an accident (such as a car crash), as well as any ongoing therapy associated with the injury. The Respiratory Care policy is aimed at providing coverage for canine ailments such as chronic bronchitis, kennel cough, and pneumonia that are more common among senior dogs.

The PetSecure Seniors Plan provides special coverage for conditions that are more common in older canines such as incontinence, arthritis, and joint pain. It also has a lower maximum payout limit compared to the other two plans. This means that any claims above $2,000 will be paid by the customer.

Final Words: Which Is The Best For Senners?

Now that we’ve covered the three best dog insurance plans for seniors, we can drill down and determine which one is best for you and your aging dog. It is important to note that the coverage options may be different, but the cost of policy will vary based on your individual circumstances. In general, we recommend choosing the plan with the highest coverage limit.

This is because it could save you money in the long run. When selecting a dog insurance plan, make sure you read the fine print to ensure it covers the conditions you’re concerned about. It is also important to note that claims can take up to a month to be processed.

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